DETERMINE YOUR DEBT-FREE DATE TODAY!

PLEASE READ CORONAVIRUS AND HELOC GUIDELINES

We have been on the phone with our cherry-picked banks that offer HELOC's and because of the impact that the virus is having on the economy, banks are tightening their guidelines. Here are our recommendations.

  • RIGHT NOW is a great time to lock in a HELOC and get ready for a recession. Pay down your balance faster than a mortgage and play good defense with your finances.
  • To be accepted as a client, we are raising our recommended guideline to a 680 credit score or above instead of the normal 640 that is our standard.
  • To be accepted as a client, we are also recommending that you have 20% or more equity in your home OR put a 20% down payment if you want to do a purchase HELOC.
  • Lastly, if you have had any credit issues in the past 10 years like a bankruptcy, we are not recommending to become an RYM client at the moment as bank guidelines are getting tighter.

We CANNOT STRESS ENOUGH that this is a GREAT time to implement the strategy and get ahead with your finances so book a call today. Take advantage of this opportunity for your family.

Don't wait because the banks are very busy at the moment.

YOUR NEXT STEP...THE DISCOVER CALL

Before you even think about reaching out to banks and credit unions to inquire about getting a HELOC, it's crucial that you have someone run your numbers to make sure that a HELOC makes sense for you or not. The last thing you want to do is replace your mortgage with a HELOC only to have made a very costly mistake. We get together with dozens of families per day to run their numbers absolutely free and with no commitment. In fact, we got the permission of the homeowners below to record the call so that you can listen in to get an idea of what to expect when you book your free call.
BOOK YOUR FREE CALL NOW

PREPARING FOR YOUR CALL...

It's math...not magic. There are no smoke and mirrors. Let us prove it by crunching your own numbers for you at no charge.

1

CHECK YOUR
CREDIT SCORE

We require every client to have at least a 680 credit score or above. The reason why is we would hate for you to get excited about replacing your mortgage with a HELOC but you can't qualify for a loan. Our clients pay us for the education. While we do not guarantee our clients will get approved for a HELOC since we are not the bank, we also don't want to take on a client that has no chance of getting approved either.

2

CHECK YOUR
BUDGET

Check and make sure you have more money coming in than going out each month. The only way to pay down principal is to pay down principal. And that requires you to be cash flow positive. 

So, let’s make sure you have mastered your monthly budget first.

3

WATCH OUR VIDEO SERIES WITH YOUR SPOUSE

We want you AND your spouse to have a basic understanding of what we teach on HELOC's before the call. Watching the below videos is required.

If you have not watched the videos by the time of your call, you will be asked to reschedule until you can take the time to watch them.

We do this because we want you to get the most value possible from your free discovery call.
BOOK YOUR FREE CALL NOW

WATCH THESE VIDEOS

PLATINUM DASHBOARD SNEAK PEAK

Play Video

IT'S MATH, NOT MAGIC.

Book your FREE discovery call, and we’ll go over your actual numbers and see if this program makes financial sense for you and your family.
BOOK YOUR FREE CALL NOW
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