What was your mortgage situation prior to starting with Replace Your Mortgage?
We had a starting balance of $152,000 and got it down to $132,000 after 7 years or so. It was a 30-year mortgage.
What is the current status of your HELOC and how many months did it take you to achieve it?
After about 9 months, we have a balance of $80,000.
What was your biggest concern when deciding to join RYM?
My biggest concern was the cost. I asked myself, "Was it worth it?" and "Could I do this on my own without RYM?"
I ended up paying because the ease of mind was worth it.
How has using the RYM strategy changed your life?
RYM has given me something to work towards and look forward to.
What advice would you give to a homeowner considering trying the RYM strategy?
I would tell them to start ASAP. My house would be paid off had I started this when I bought my house.