What was your mortgage situation prior to starting with Replace Your Mortgage?
We had a 30-year mortgage with a starting balance of $255,000.
We had about $240,000 remaining when we started RYM, after about 2 years of mortgage payments.
What is the current status of your HELOC and how many months did it take you to achieve it?
After about 2 years, our HELOC is around $210,000.
What was your biggest concern when deciding to join RYM?
No major concerns. It seemed to make sense to us.
How has using the RYM strategy changed your life?
We're reducing our principal much faster, and it feels like we'll be able to make much more progress over time.
What advice would you give to a homeowner considering trying the RYM strategy?
Make sure you have positive income and definitely do it.